Privacy Policy

This privacy policy outlines the practices and principles regarding the collection, use, disclosure, and protection of personal and business information collected through the Fullinkrise website and related services. The purpose of this policy is to ensure transparency and demonstrate a commitment to data privacy and security.

1. Information Collection

Fullinkrise collects personal and business information to provide financial planning and advisory services. The types of information collected include, but are not limited to:

• Personal identification details (e.g., name, address, email, phone number).
• Business data such as company name, financial statements, and industry details.
• Payment and transactional data related to services provided.
• Usage data from website interactions, including IP addresses, browser types, device information, and activity logs.
• Information voluntarily provided through forms, surveys, or inquiries.

Data collection methods include direct submission through the website, email communication, service registration, and automated tracking tools like cookies.

2. Purpose of Data Usage

The information collected is used for the following purposes:

• Delivering financial planning and advisory services tailored to specific business needs.
• Conducting detailed financial analyses and generating reports.
• Personalizing user experiences and improving the functionality of the website.
• Ensuring compliance with legal and regulatory obligations.
• Sending updates about services, changes in policies, and industry insights.
• Responding to customer inquiries and resolving service-related issues.

Information is used strictly within the scope of agreed-upon purposes, and no data is processed without legitimate grounds.

3. Legal Basis for Processing

All data processing activities are conducted in compliance with applicable privacy laws. Processing is carried out under the following legal bases:

• Consent provided by individuals during service registration or data submission.
• Fulfillment of contractual obligations to deliver financial services.
• Compliance with legal requirements, including tax and financial reporting obligations.
• Legitimate interests, such as improving service quality, detecting fraud, and maintaining the security of the website.

4. Data Sharing and Disclosure

Fullinkrise does not sell or rent personal or business information to third parties. However, data may be shared with the following entities under specific conditions:

• Authorized service providers or partners assisting in delivering financial services.
• Regulatory or legal authorities when disclosure is required by law.
• Payment processors to facilitate financial transactions.
• Technology providers for maintaining website functionality and security.

All third-party entities handling data are required to comply with strict confidentiality and data protection agreements to ensure the security and privacy of shared information.

5. Data Retention Policy

Personal and business information is retained only for as long as necessary to fulfill the purposes for which it was collected. Retention periods depend on the type of information and legal requirements, as follows:

• Financial and business data: Retained as long as required for service delivery or as mandated by financial regulations.
• User account information: Retained until account deletion or inactivity beyond the prescribed duration.
• Usage data: Retained for analytical purposes and deleted periodically or anonymized.

Once data is no longer needed, it is securely deleted or anonymized to prevent unauthorized access.

6. Data Security Measures

Comprehensive security measures are implemented to protect personal and business information from unauthorized access, disclosure, or misuse. Security protocols include:

• Encryption of data during storage and transmission to safeguard sensitive information.
• Multi-layered authentication processes for accessing user accounts.
• Regular audits and monitoring to detect and address potential vulnerabilities.
• Firewalls, antivirus software, and intrusion detection systems to secure digital infrastructure.

Despite robust security measures, no system is completely immune to breaches. In the unlikely event of a data breach, affected individuals will be promptly notified as required by applicable laws.

7. Rights of Data Subjects

Individuals and businesses have specific rights regarding their personal information under applicable data protection laws. These rights include:

• Access: The right to request access to personal data and obtain a copy of the information being processed.
• Correction: The right to request corrections to inaccurate or incomplete data.
• Deletion: The right to request the deletion of data that is no longer necessary for the purposes for which it was collected.
• Restriction: The right to request restricted processing of personal data under certain circumstances.
• Portability: The right to request a copy of data in a structured, commonly used, and machine-readable format.
• Objection: The right to object to data processing based on legitimate interests or direct marketing.

Requests to exercise these rights will be handled promptly, subject to verification of the requester’s identity and applicable legal exemptions.

8. Use of Cookies and Tracking Technologies

Cookies and similar tracking technologies are used to enhance user experiences on the Fullinkrise website. These tools collect data about user interactions, including browsing behavior and preferences, to provide personalized services and improve website functionality. Types of cookies used include:

• Essential cookies: Necessary for basic website operations.
• Analytical cookies: Used for understanding website performance and user behavior.
• Functional cookies: Enhance the user experience by remembering preferences.

Users can manage cookie preferences through their browser settings, though disabling cookies may affect website functionality.

9. Cross-Border Data Transfers

If data is transferred to entities or servers located outside the country of collection, safeguards are implemented to ensure compliance with international data protection standards. Measures include contractual agreements, data transfer impact assessments, and adherence to applicable legal frameworks for cross-border transfers.

10. Third-Party Links

The Fullinkrise website may include links to third-party websites or services. These external platforms operate independently and are governed by their respective privacy policies. Users are encouraged to review the privacy policies of these third-party websites before sharing any information, as Fullinkrise is not responsible for their practices.

11. Updates to the Privacy Policy

This privacy policy may be updated periodically to reflect changes in legal requirements, business practices, or technological advancements. Users are advised to review the policy regularly to stay informed about how their data is collected, used, and protected.

12. Children’s Privacy

The services offered by Fullinkrise are not intended for individuals under the age of 18. No personal information is knowingly collected from minors. If it is discovered that a minor has provided personal data, the information will be promptly deleted.

13. Consent and Policy Acceptance

By using the Fullinkrise website and services, users signify their acceptance of this privacy policy. Continued use of the platform constitutes acknowledgment of the practices and principles outlined in this document.